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Enrollment for 2025 Washington health care insurance opens Friday

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Jadenne Radoc Cabahug

Open enrollment for 2025 health insurance through the Washington Healthplanfinder starts Nov. 1 and runs through Jan. 15, 2025, the Washington Health Benefit Exchange announced this week.

This includes individual private health and dental plans, as well as state health insurance through Medicaid, known as Washington Apple Health.

Washingtonians who do not have health insurance from an employee, spouse or government program can browse through health and dental plans for the following year online. Beginning 2025, at least 74 qualified health plans and nine dental plans will be offered.

If enrolled by Dec. 15, coverage will begin Jan. 1, 2025.

Enrollment for free or low-cost coverage is available for individuals and families who qualify. Eligibility can be determined through visiting the official website. Apple Health coverage was expanded in July 2024 for all, regardless of citizenship status.

Cascade Select plans (public option) which cover more services before deductible and lower monthly premiums will be available statewide, including in Lincoln and Gray’s Harbor counties for the first time.

Cascade Care Savings, the state’s health care insurance subsidy program, is available to everyone in the state, regardless of citizenship, which the state started offering during last year’s enrollment period for 2024. Deferred Action for Childhood Arrival recipients and those with noncitizen status are eligible for federal premium tax credits and cost-sharing reductions.

The state expects about 300,000 people to use the health care marketplace.

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Jadenne Radoc Cabahug

By Jadenne Radoc Cabahug

Jadenne Radoc Cabahug is the 2024 Cascade PBS emerging journalist news fellow. Radoc Cabahug graduated from the University of Washington and has worked for The Seattle Times, KUOW 94.9 FM and other ou